If the motor vehicle involved in the accident is registered, it will be covered by CTP insurance. Your claim will generally come from the CTP insurer, not the driver’s pocket. If the vehicle is unregistered and there is no CTP insurer, your claim will be against the State.

An experienced lawyer can oversee the process of making a CTP claim and pursuing a lawsuit where appropriate to prove whether:

• You have suffered and/or disability as a result of the motor vehicle accident
• The person who caused your accident or disability owes you a duty of care
• The person has breached their duty of care by not following road rules, e.g. speeding

Depending on the case, you may be able to make an additional claim. For example if you were working at the time, or on your way to or from work, you may also be eligible for a worker’s claim.

• Soft tissue damage
• Whiplash
• Fractures
• Dislocations
• Scarring
• Burns
• Spinal
• Head
• Post-traumatic stress
• Other psychological disorders

If you’re a dependent, for example a child or a spouse of someone who died because of a motorcycle accident, then you may be able to claim for the loss of financial support along with other expenses.